Credebit is your everyday financial assistant — credit & debit ledgers, UPI auto-detection, bills and EMI reminders, smart budgets and one-tap reports. Free. Offline-first. Built for the rupee.
Click through five views people open every week. Each panel shows live, on-device data — no spreadsheets, no exports, no friction.
Log entries against people you transact with. Credebit keeps a running balance per person, sorts by last activity, and lets you nudge a contact with one tap.
Add a bill or EMI once. Credebit schedules a precise local notification and offers to mark it paid the moment you tap. Recurring bills auto-create the next entry.
Set a limit per category. Watch a real-time progress ring. Get a soft nudge at 80%, a hard warning at 100%, and a clear breakdown of where it all went.
Diwali. Rent deposit. A new bike. Set a target, set a date, and pinch off little amounts from each paycheque. Watch every jar fill up at your pace.
Monthly summaries, category breakdowns, trend lines. Export everything as a clean PDF — perfect for the family review or your CA's January deadline.
Six tools that talk to each other, so you stop juggling a notebook, three apps and a half-broken Excel sheet.
The shopkeeper's notebook, reborn. Running balance, history, settle-up reminders — for every person you transact with.
Schedule once. Get a precise local notification at the exact time. Mark paid in one tap; recurring auto-creates the next.
Category limits with live progress and over-budget alerts.
Categorised expense books, 3-tap entry, built-in calculator.
Reads UPI & bank alerts on-device. You approve every entry.
Monthly summaries, category breakdowns and trend charts — exported clean for the family review or your CA.
Switch any time from Settings. Every screen, every label.
Opt in once. Credebit reads bank, UPI and bill SMS messages locally, extracts the amount, type and merchant, and offers a clean draft entry for you to approve. The raw SMS never leaves your device. OTPs are filtered out and discarded.
Full app translations for ten Indian languages — switch any time from Settings without losing a single entry.
Encrypted at rest. Encrypted in transit. Locked behind your biometrics on the device. Never sold. Easy to delete.
Fingerprint, Face ID or a 4-digit PIN keeps your ledger hidden — even on an unlocked phone.
Your primary copy lives in an encrypted SQLite database inside the app's private storage.
Sync is opt-in and protected by TLS. No ads, no tracking SDKs, no third-party analytics on your entries.
Email us once. Your account and every entry are erased within 30 days. How deletion works →
Free download. Works on Android and iOS. Set up in under two minutes.